Personal Savings

Our savings account options make it easy to save. 

Whether you are anticipating a large purchase, saving for holiday spending or planning for the future, we have a savings product to suit your needs. 

BOC offers CDs and IRAs for long term savings. 


Learn More About Our CDs and IRAs

Account Type 
Regular Savings
Student Savings 
Christmas Savings
Benefits
  • Earns a competitive rate of interest
  • No minimum balance required to open
  • No monthly maintenance fees
  • Earns interest on entire account
  • No minimum balance required to open
  • Earns interest on the entire account
Min
Available to all BOC customers
Designed for BOC customers 18 years old and younger Saving money for holiday spending is easy

Regular Savings(1,2)

The BOC Regular Savings plan earns a competitive rate of interest and is available to all bank customers. 
  • A $100 minimum deposit is required to open
  

Student Savings(2)

Designed for BOC customers 18 years old and younger. 

Features include:
  • No minimum balance required to open
  • No monthly maintenance fees
  • Earns interest on the entire account 

Christmas Savings(2)

Our Christmas Savings account allows our customers the convenience of saving money for the holiday season.

Features include:
  • No minimum balance to open
  • Earns interest on the entire account
  • Must have other BOC checking or savings account to open account

(1) $100 minimum daily balance is required to avoid a $3.00 per quarter maintenance fee.
(2) Federal regulations allow you to make any number of withdrawals and transfers in person, at ATMs, or by mail monthly or every statement cycle.  However, you may not make more than six (6) other types of transfers (including by telephone request, pre-authorization, BOC OnCall, and BOC Online) monthly or every statement cycle.  There is a $1.00 excessive item charge for all savings accounts.