Personal Checking

At Bank of Clarendon, we know that everyone has different financial needs, that's why we provide a variety of checking products and services. Let us help you select the account that best fits your lifestyle. 24-hour access is available on all checking accounts via BOC OnCall, BOC Online banking, the BOC Mobile app, and through our ATMs.

Consumer Checking Accounts (1)

Account Type Everyday Checking
Hometown 50 Checking
Secure Checking Platinum Checking Premier Money Market Checking
Financial Benefits
  • Available with no service charge for customers 25 years old or younger
  • No service charge with a Direct Deposit 
  • No service charge with a $1,000 minimum daily balance

  • Available for customers 50 years old or older
  • No service charge with $2,500 minimum daily balance of combined deposits 
  • One Hometown 50 check order at no cost per year  
  • 25% discount on Safe Deposit Box annual rental(2)
  • No minimum daily balance required
  • 25% discount on Safe Deposit Box annual rental(2)

  • No service charge with $5,000 minimum daily balance of combined deposits
  • No service charge with combined loan balances greater than $20,000 
  • One Platinum check order at no cost per year
  • 25% discount on Safe Deposit Box annual rental(2)
  • No cost for cashier's checks
  • No service charge with a $5,000 minimum daily balance 
Interest Earned - Earns interest on balances of $1,000 or more Earns interest on balances of $1,000 or more
  • Earns tiered rate of interest on balances of $1,000 or more
  • Earns a tiered rate of interest on balances of $5,000 or more
Service Charges





Built In Benefits on All BOC Personal Checking Accounts

Access to your accounts is always hassle free, safe and easy.

Benefits for all checking accounts include:
  • Free BOC ATM/Check Card; accepted worldwide by merchants that display the VISA logo.
  • BOC OnCall: Our voice response system gives you 24/7 access to your accounts . Hear your account balances and transaction history, make transfers, and more! Registration is required.
  • BOC Online: Web banking allows you to check account balances, view transactions, make transfers, and more! Registration is required.
  • BOC Mobile App: Gives you constant access to your accounts and allows you to make transfers, pay another person directly, pay bills and deposit checks anywhere, anytime, all by using your cell phone.  It's safe, secure and hassle free.

Be Safer and Spend Smarter with our Premium Checking Accounts.

Premium checking accounts offer even more! 

Our Secure Checking and Platinum Checking Accounts offer an entire package of financial services that provide the most value. 

Premium Features Include:(4,5)

  • Identity Theft Expense Reimbursement Coverage
    • Receive up to $10,000 to help pay expenses, clear your name and restore your identity, should you become the victim of identity fraud.
  • Comprehensive Identity Theft Resolution Services
    • Should you suffer identity theft, your very own IDProtect fraud resolution specialist will help you every step of the way until your identity is restored.
  • Debit and Credit Card Registration
    • Register your BOC credit, debit and ATM cards with IDProtect and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen. (Registration/activation is required)
  • Credit File Monitoring(6)
    • IDProtect will monitor your Equifax, Experian, and TransUnion credit files daily, and automatically alert you if key changes occur. (Registration/activation required)
  • Credit Report and Score(7)
    •  Access to triple bureau credit reports and single bureau credit score.  Credit Score is a VantageScore 3.0 based on single credit bureau data. (Registration/activation required)
  • Identity Monitoring
    • Monitoring of over 1,000 databases. (Registration/activation required)
  • Online Identity Theft News Center and Valuable Phone and Web Resources (Registration/activation is required)
  • Cellular Telephone Protection(8)
    • Receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. 
  • 25% Discount on Safe Deposit Box, subject to availability

Premier Money Market Checking

Earns a premium rate of interest.

Federal regulations allow you to make any number of withdrawals and transfers in person, at ATMs, or by mail monthly or every statement cycle.(9,10)
  •  Free ATM or Check Card
  • 24/7 access to account through BOC OnCall and BOC Online banking services

(1) A $100 minimum opening deposit is required.
(2) Safe Deposit Boxes subject to availability. 
(3) If minimum daily balance or direct deposit is not maintained a monthly service charge will be assessed.
(4) Benefits are available to personal checking account owners(s), their joint account owners and their eligible family members subject to the terms and conditions set forth in the Guide to Benefit and/or insurance documents for the applicable Benefits.  Benefits are not available to a "signer" on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, personas qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
(5) Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or Insurance documents for complete details of coverage and exclusions.  Coverage is provided through the company named in the Guide to Benefit or on the certificate of Insurance.
(6) Credit file monitoring may take several days to begin following activation.
(7) Third parties may use a different VantageScore or a different type of credit score to assess your credit worthiness.
(8) $50 deductible applies.  Maximum of two (2) claims per year.  Covers the first three (3) phones on a cellular telephone bill paid through your checking account. (Cell phone bill must be paid using eligible account.)
(9) You may not make more than six (6) other types of transfers (including by telephone request, pre-authorization, BOC OnCall, and BOC Online) monthly or every statement cycle. 
(10) There is a $1.00 excessive item charge for the Premier Money Market Account.