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Consumer Loans

We offer all types of consumer loan products, some of which are listed below.


  • Automobile and Recreational Loans
  • Personal and Household Expenditure Loans    

Commercial Loans 

Whether you have small business needs or large corporate needs, The Bank of Clarendon has a product or service to fit your requirements.


  • Farm Loans
  • Real Estate Loans
  • Business Improvement Loans
  • Working Capital Loans
  • Equipment Loans
  • Other Capital Loans
  • Revolving Lines of Credit

We also offer Small Business Loans in conjunction with the US Small Business Administration, US Department of Agriculture and Rural Development, and Farm Service Agency. We also work with various state agencies such as the Business Development Corporation of South Carolina and the Carolina Capital Investment Corporation.

Mortgage Loans

We offer a variety of real estate secured loans that are tailored to your specific needs.


  • Fixed Mortgages
  • Balloon Mortgages
  • Home Equity Loans
  • Home Equity Lines of Credit


Construction Loans

Want to build a house? Our construction loans provide a fixed interest rate during the construction phase.


Lot Loans

Not quite ready to build? We offer loans secured by raw land and unimproved real estate..

Second Home and Vacation Loans

Buying a Second Home or Vacation Home? Many of our loan programs will accommodate using a Second Home or Vacation Home as the collateral. Ask one of our friendly Loan Officers about credit score and down payment requirements.